BROWNING
FINANCIAL PLANNING
Dominic Browning, Managing Director
Posted by Dominic Browning
03/11/23
News, Resources, Insight and Opinion from Browning Financial Planning

THE NEGATIVE EVENTS WORLD SERVICE (The News)

Dominic Browning, Managing Director
Posted by Dominic Browning
03/11/23

Misery sells newspapers. Good news does not.

Sometimes people contact me to ask what me what I think about the latest World problems.

My answer is always the same. We are not in the game of economic forecasting, economies are often not in sync with the stock-market, so no-one knows the best time to get out, or more importantly the best time to get back in.

What I can tell you is markets are generally up 3 years out of 4. So if you get out, the odds are 3:1 that you will lose out in the long-term and these odds work against you, the longer you stay out.

So how do you win the game of market timing? Simple. You refuse to play it.

WE ARE NOT WORKING TO MAXIMISE YOUR SHORT-TERM GAIN, WE ARE WORKING TO MINIMISE YOUR LONG-TERM REGRET.

More News, Insight & Opinion
Loan Trusts

A common problem we face is that we want our money to work hard for us, but then we worry that if we do well, the tax man is going to take 40% of it when we die. Continue

Pensions post April 2027

Currently if you die before April 2027 and are under age 75, your pension will pass to your beneficiaries tax-free.  Continue

Pirates in Pinstripes

The large advice companies and banks market themselves as High Net Worth advisers. They overcomplicate matters and persuade those with larger portfolios that they need "bespoke advice". Why? Continue

Recognising Poor Financial Habits

If you recognise any of the following traits in yourself, please try to change them: Continue

Flexible ISAs

It is commonplace to search on the internet for the best Cash ISA available. You could be looking for instant access, a fixed term or something else. But providers do not make it very clear whether their product is flexible or not. Continue

Weapons of Mass Financial Destruction

The biggest risk to a client portfolio is running out of money in retirement. Continue