BROWNING

FINANCIAL PLANNING

01803 60 67 66

E-mail Us

Dominic Browning, Managing Director — Posted by Dom Browning
25/08/23

News, Resources, Insight and Opinion from Browning Financial Planning

Intra-year returns

Dominic Browning, Managing Director — Posted by Dom Browning
25/08/23

Did you know that in any given 12-month period, the gap between the highest and lowest valuation point of equity indices is around 14%.

It has been like this for decades. What this means is that investment volatility is normal and should be embraced. This fact further enhances the argument that you should not try and time the markets.

Some clients check their valuations on a daily basis. In my opinion this is a waste of your valuable time. In the old days, before platforms offered 24/7 valuations, an investor normally received an annual statement and I don't recall anyone ever stating that they wanted more frequent valuation statements.

So trust in the efficiency of the markets, trust the human ingenuity of those running the great companies of the World, stop logging on every five minutes and go and enjoy your life! Life is too short.

More News, Insight & Opinion

Pirates in Pinstripes

The large advice companies and banks market themselves as High Net Worth advisers. They overcomplicate matters and persuade those with larger portfolios that they need "bespoke advice". Why? Continue

Recognising Poor Financial Habits

If you recognise any of the following traits in yourself, please try to change them: Continue

Flexible ISAs

It is commonplace to search on the internet for the best Cash ISA available. You could be looking for instant access, a fixed term or something else. But providers do not make it very clear whether their product is flexible or not. Continue

Weapons of Mass Financial Destruction

The biggest risk to a client portfolio is running out of money in retirement. Continue

Lifestyle Funds and Target Funds - They need a health warning!

We are often asked to look at a client's company pension arrangements, as these will often be a major bedrock of their retirement plan. Continue

The 60:40 Portfolio - A recipe for disaster

For decades, both advisers and investors have regarded the default portfolio for a balanced investor to be a 60:40 portfolio. Continue

More Articles

Copyright of Browning Financial Planning Ltd. Registered office: Morar, Brooklands Lane, Torquay, TQ2 6PH. Telephone: 01803 60 67 66. Browning Financial Planning Limited, company number 8448809, is registered in England and Wales and is authorised and regulated by the Financial Conduct Authority (607455). Will writing is not regulated by the FCA.

We provide services for clients in Torbay, Torquay, Paignton, Brixham and South Devon including Abbotskerswell, St Marychurch, Dawlish, Buckfastleigh, Marldon, Broadsands, Hay Tor, Goodrington, Torquay, Newton Abbot, Totnes, Berry Pomeroy, Kingskerswell, Heathfield, Chelston, Plainmoor, Shaldon, Paignton, Teignmouth, Stokeinteignhead, Bovey Tracey, Blagdon, Brixham, Maidencombe, Shiphay, Ipplepen and more!